IRLC Fair Value 2021 Supplement to The Mortgage Lender’s Guide to Hedging, Fair Value, Market Value, and the IRLC

In January 2021, Loan Vision released Dr. Schell’s white paper that addressed several topics including the IRLC Fair Value.  This March 2, 2021 white paper provides a valuation update based on 12-31-20 secondary margins common among mortgage companies. As noted in the January white paper, the IRLC fair value assessment is significantly influenced by its …

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